What's New

Our blog posts are designed with you in mind. We want to help you navigate the mortgage

Featured Post

It’s time to refinance your mortgage

If you own your home and haven’t refinanced in the last year, why are you procrastinating? Mortgage rates still remain close to their all-time lows. Many households have seized the opportunity to trim down their interest rate and monthly payment. Do not be a part of the estimated 19.4 million homeowners that are sitting on their home’s equity when you could save on average $308 a month on your loan. If you are still facing economic hardships, refinancing could be very beneficial to you. By refinancing you will have the opportunity to save money on your monthly payments and reallocate your funds to other areas of your budget.

America's Moneyline

Some Key Mortgage Terms You Might Want to Know

Working in the mortgage industry, lenders get used to using some specific industry terminology. However, as a customer, you might not always be familiar with

Mortgage Lending Standards will ease in 2021

Mortgage lending standards will ease in 2021

With a buyer heavy market, meaning that inventory levels are extremely low in the United States, the market is currently favorable for sellers. Don’t be afraid of purchasing a home during the COVID-19 pandemic because mortgage lending standards are loosening, despite a projected rise in delinquencies.

COVID-19 Changed expectations for digital mortgages

Covid-19 Changed Expectations for digital mortgages

Even with the encouraging news of the vaccine, many ‘stay home and stay safe’ orders are still in place (and most likely will be until

America's Moneline

Applications Sky Rocketed

During the holiday season refinance applications DID NOT slow down. Due in part to the uncertainty of additional government pandemic related stimulus, treasury rates have

How Low will your Payment be?

Popular

Loan Types

Resources

Mission Statement

If you are having difficulty reading this website, please give us a call at (800) 247-MONEYLINE for assistance

NMLS ID #1895842

If you have received a letter from America’s Moneyline Inc., and would like to be removed from our mailing list, please give us a call at (800) 247-6663.

America’s Moneyline Inc. makes customer service our number one priority. We encourage you to call our Corporate Customer Service department at (800) 247-6663 between 8:00 am and 5:00 pm Pacific Standard Time or email us anytime at [email protected] for any complaint resolution you may have regarding the origination of your loan.

America’s Moneyline, Inc., Department of Veterans Affairs Lender ID: 905394000, is licensed Alabama Mortgage Broker License #22827; Alaska Mortgage Broker/Lender License #AK1895842; Arizona Mortgage Broker License # 1004595; California DBO Finance Lenders Law License 60DBO-110966; California Department of Real Estate Corporation License Endorsement # 02088717; Colorado Mortgage Company Registration; District of Columbia Mortgage Dual Authority License #MLB1895842; Florida Mortgage Broker License # MBR3314; Hawaii Mortgage Loan Originator Company License #HI-1895842; Idaho Mortgage Broker/Lender License # MBL-2081895842; Kentucky Mortgage Broker License # MB707634; Maryland Mortgage Lender License # 06-24223; Michigan 1st Mortgage Broker License # FL0022813; Montana Mortgage Broker License #1895842; Nebraska Mortgage Banker License #1895842; Nevada License #5084; New Jersey Residential Mortgage Broker License; New Mexico Broker License #1895842; North Carolina Broker License #B-189559; Oklahoma Mortgage Broker License # MB012842; Oregon Mortgage Lending License # ML-5883; Pennsylvania Mortgage lender License #79495; South Carolina Mortgage Broker License #1895842; Tennessee Mortgage License # 206518; Texas – SML Mortgage Company License; Virginia Broker License # MC-7026; West Virginia Mortgage Broker License # MB-1895842. Nationwide Mortgage License System License #1895842. Licensing Information can be viewed at www.nmlsconsumeraccess.org. There is no substitute for a Loan Estimate. America’s Moneyline Inc., is an approved VA Lender. VA Lender ID 90-5394000.

State of Texas – Consumer Compliant Notice: Figure: 7 TAC §80.200(b) “CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

Copyright 2020 – AmericasMoneyline.com, Inc. All Rights Reserved.