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It’s time to refinance your mortgage

If you own your home and haven’t refinanced in the last year, why are you procrastinating? Mortgage rates still remain close to their all-time lows. Many households have seized the opportunity to trim down their interest rate and monthly payment. Do not be a part of the estimated 19.4 million homeowners that are sitting on their home’s equity when you could save on average $308 a month on your loan. If you are still facing economic hardships, refinancing could be very beneficial to you. By refinancing you will have the opportunity to save money on your monthly payments and reallocate your funds to other areas of your budget.

Mortgage Lending Standards will ease in 2021

Mortgage lending standards will ease in 2021

With a buyer heavy market, meaning that inventory levels are extremely low in the United States, the market is currently favorable for sellers. Don’t be afraid of purchasing a home during the COVID-19 pandemic because mortgage lending standards are loosening, despite a projected rise in delinquencies.

America's Moneline

Applications Sky Rocketed

During the holiday season refinance applications DID NOT  slow down. Due in part to the uncertainty of additional government pandemic related stimulus, treasury rates have